They sue you for their $1 million in medical bills and lost wages, but your homeowner's personal liability coverage only covers $500,000. A $1 million personal umbrella policy would usually cover the remaining $500,000 in medical bills.
Find out if umbrella insurance is right for you
We’ll find you the best deal—without selling your info.
Why do I need umbrella insurance?
- It helps protect against personal injury lawsuits
- Policies start at $1 million in liability coverage and usually cost only a few hundred dollars a year*
- It extends the protection you get from auto, homeowners, condo, renters, and boat insurance policies
We optimize your insurance
Without umbrella insurance
After a dispute with your tenant, you go onto social media and share personal details that get them fired from their job and reviewed by their state licensing board. It turns out those details you shared are inaccurate and you’re now being sued for $1.5 million in a libel lawsuit after your tenant had to get a new job, go to therapy, and rehabilitate their professional image. A $2 million umbrella policy could cover you for all of the damages that your landlord insurance policy didn’t cover.
Want to find the best insurance? Need help?
Coverage Cat shops for you. We search across dozens of major insurers and use data science to compare millions of real quotes. The result? The best combination of policies, coverage, and price for your personal financial situation.
Our promise:
- We only share your information to get you quotes
- No unsolicited calls from us or other insurance agents
- As few emails as needed to find you the best insurance